BANKRUPTCY PREPARATION

The new bankruptcy law has added many requirements and procedures
that must be strictly followed. In preparing to consider or file Bankruptcy,
the process with be much smoother if you begin assemble the following
items and beome aware of the following duties:

Documentation:

• All pay stubs, pay advices or other evidence of salary, commissions
or other income received within 60 days of filing the bankruptcy. You will
also need to prove what your gross income was for the past 6 calendar
months.
• Assemble and retain all bills and other creditor correspondence,
especially for the last 90 days, as the addresses and account numbers on
these items must be used in your case.
• Tax returns for the past two years.
• Your credit report. We can pull this for you when you retain us..
• Loan papers for secured loans such as mortgages and car loans.

Duties:

• Tax Returns - By about 20 days after your case is filed, you will have to
have filed with the taxing authorities all returns that were due to date,
and provide to the Trustee tax returns for the past tax year or a sworn
statement as to why you do not need to file.

• Credit Counseling - You will generally need to complete an approved
debt counseling course/briefing prior to filing, as well as an educational
course before the case ends. We can direct you to a source for these
requirements. ( See our Helpful Links page)

For further information regarding the bankrupcy process, click on any
of the links on this page. Or contact us to arrange a free consultation
with an experienced attorney, without cost or obligation on your part.

We provide bankruptcy evaluation and representation serving the entire
south Denver, Colorado (CO) Metropolitan area, including Littleton,
Englewood, Centennial & Aurora in Arapahoe County, Highlands Ranch and
Castle Rock in Douglas County, Denver and south Jefferson County,
Colorado. Evening and weekend appointments are available upon request.

Preparing to consider or file Bankruptcy